Dr Graham Lawler's Back to the Black

The British Debt to Wealth System Before the 'digital revolution' values to money were different. It was unacceptable to be in debt. The bank sent bank statements each month printed in black. When you had spent too much, you were overdrawn. In this case your statement was printed in red. So you had to get ' out of the red and back to the black'. In this title, the author takes you step-by-step through a process where you can take control of your finances and start to clear your debt. The back to the black system is so simple it is virtually impossible not to clear your debts. The author has a lot of thank you messages from grateful readers, who are now in control of their finances. If you use the back to the black system, don't amend it, don't deviate from it, then you will almost certainly work your way back to the black.